New Foreclosure Requirements for Community Associations

The Legislature adopted new restrictions on all community associations’ ability to foreclose on homes for delinquent assessments. These restrictions are found in HB 1482. Key Provisions: You cannot start a foreclosure if less than 3 months of regul… Read More
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WUCIOA - What is it, and why should my community association care? Topic 1 - Collections

If you have owners who don’t pay their dues, WUCIOA is better for most communities. (But this is not legal advice for your specific association) The Washington Uniform Common Interest Ownership Act (WUCIOA) is a new law that takes effect on July 1,… Read More
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Association Required to Provide Names and Addresses of Delinquent Owners

The Kansas Court of Appeals held that Kansas law requires a homeowners association to disclose the names and addresses of delinquent homeowners. Although this case was decided in Kansas, it could be an indication of how a Washington court might decid… Read More
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Categories: Collections, Records

Are Management Companies Debt Collectors?

A federal court in Indiana recently ruled that a management company is not a debt collector subject to the Federal Fair Debt Collection Practices Act (FDCPA or “the act”) if the owner is not delinquent when the management company is hired… Read More
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Categories: Collections, FDCPA

Court Upholds Association Foreclosure for Unpaid Fines

A Connecticut court recently upheld a foreclosure action after an owner refused to pay fines assessed for her failure to construct a deck in accordance with board approved plans. Although this case was decided by a Connecticut court and is not bindin… Read More
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Categories: Collections

Receivership - Brief Overview

When a condo association files a foreclosure lawsuit, it is entitled to ask the court to appoint a “custodial receiver” who takes over the property, rents it out, and pays the proceeds consistent with guidelines in the Condominium Act (RCW 64.34.… Read More
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Categories: Collections

Restricting access to common area roads: a “high risk” activity for Washington HOAs

When owners are delinquent in paying assessments, an Association may wish to penalize the owner and provide an incentive to pay by restricting that owner’s access to common areas. A Washington HOA probably can restrict access to common areas such a… Read More
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Tenants in Foreclosed Properties

Many clients and associations in general (both condos and HOAs) are in possession of properties that do not have “clear title.” This puts the association in the position of wanting to rent out the property until the lender forecloses. One… Read More
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Bank of America Foreclosures in Washington State

For many months, we’ve seen that Bank of America foreclosures have been completely stalled. There are a number of reasons for this, not the least of which is the fact that BOA took over a multitude of sub-prime loans when Countrywide went belly… Read More
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Why it's Important to Act Quickly on Delinquencies

There are many reasons why it is important that associations act quickly when an owner falls behind on their dues. There are also many competing factors which tempt boards or board members not to do so. For example, many board members feel a conflict… Read More
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Categories: Collections